Medicare Drug Benefit Facts and Costs
Does Medicaid really work for you? Take a look at the facts below and decide for yourself.
Private Insurance Considerations:
* Monthly Premiums and Drug Cost can change at any time with 60 day notice; you are still locked in for the full term of your contact.
* Drug Coverage – not all drugs are covered – doubly important for couples.
* Drug Exclusion – some drugs are excluded from the program – it’s up to you to check.
* Generic Substitution – some plans automatically substitute generics, giving you no choice.
* Required Pharmacy – You have to shop where they tell you.
* Limited Supply – Some plans only allow you to order a 30 day supply.
* Whether you reach the $5,100 catastrophic spending level – if you do, the Medicare program might be the right for you. But, you’ll still spend about $3,500 out of pocket before you qualify.
Estimated Yearly Cost (varies by plan)
Premiums: $444 ($37 estimated per month)
Deductible: $250 every year (for the first $250 of prescriptions – you pay it all)
Copay: After you spend the $250 deductible, you pay $500 out of the next $2000, for a total of $1194 out of your pocket ($444 + $250 + $500) for the first $2250 of prescriptions
Next $2850: Full cost of all prescription drugs between $2,250 to $5,100. A $2,850 coverage gap out of your pocket
$5100 +: 5% Co-insurance
Look at ALL COSTS to see if the Medicare prescription program saves you money.
Your Benefits with Canadian Pharmacy that can be Found in our Members Area:
1. No Deductibles, no monthly premiums, no contract
2. Big savings on brand name prescription medications
3. Big savings on generics – even some not available in the US
4. Big savings on drugs not covered by your insurance plan
5. Big savings on drugs you need when you’ve reached the $2,850 coverage gap, which would cost you much more at a U.S. pharmacy
6. High Quality Medications
7. Safe, Reliable Licensed Pharmacy
8. Generic or brand medications – YOU choose!
9. 90 day supply shipped directly to you; no pharmacy visits every month
10. No hassle, no confusion
For Maximum Savings – Up To 86% From Canadian Pharmacies……
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